At www.thegracefulpenny.com, accessible from www.thegracefulpenny.com, one of our main priorities is

the privacy of our visitors. This Privacy Policy document contains types of information that is collected

and recorded by www.thegracefulpenny.com and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards

to the information that they shared and/or collect in www.thegracefulpenny.com. This policy is not

applicable to any information collected offline or via channels other than this website.

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Information we collect

The personal information that you are asked to provide, will be strictly for use by The Graceful Penny

LLC and thegracefulpenny.com. We do not share or sell any private data to any other entity for any

reason other than abiding by all lawful orders.

If you contact us directly, we may receive additional information about you such as your name, email

address, phone number, the contents of the message and/or attachments you may send us, and any

other information you may choose to provide.

When you register for an Account, we may ask for your contact information, including items such as

name, address, email address, and telephone number.

How we use your information

We use the information we collect in various ways, including to:

Provide, operate, and maintain our website

Improve, personalize, and expand our website

Understand and analyze how you use our website

Develop new products, services, features, and functionality

Communicate with you, either directly or through one of our partners, including for customer service, to

provide you with updates and other information relating to the website, and for marketing and

promotional purposes

Send you emails

Find and prevent fraud

Log Files

www.thegracefulpenny.com follows a standard procedure of using log files. These files log visitors when

they visit websites. All hosting companies do this and a part of hosting services' analytics. The

information collected by log files include internet protocol (IP) addresses, browser type, Internet Service

Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are

not linked to any information that is personally identifiable. The purpose of the information is for

analyzing trends, administering the site, tracking users' movement on the website, and gathering

demographic information.

Cookies and Web Beacons

Like any other website, www.thegracefulpenny.com uses 'cookies'. These cookies are used to store

information including visitors' preferences, and the pages on the website that the visitor accessed or

visited. The information is used to optimize the users' experience by customizing our web page content

based on visitors' browser type and/or other information.

Advertising Partners Privacy Policies

The Graceful Penny LLC does not contract with third party advertisers for use on thegracefulpenny.com.

All third party advertising mandated by hosting and registrar services are independent of

thegracefulpenny.com.

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that

are used in their respective advertisements and links that appear on www.thegracefulpenny.com, which

are sent directly to users' browser. They automatically receive your IP address when this occurs. These

technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize

the advertising content that you see on websites that you visit.

Note that www.thegracefulpenny.com has no access to or control over these cookies that are used by

third-party advertisers.

Third Party Privacy Policies

www.thegracefulpenny.com's Privacy Policy does not apply to other advertisers or websites. Thus, we

are advising you to consult the respective Privacy Policies of these third-party ad servers for more

detailed information. It may include their practices and instructions about how to opt-out of certain

options.

You can choose to disable cookies through your individual browser options. To know more detailed

information about cookie management with specific web browsers, it can be found at the browsers'

respective websites.

CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the CCPA, among other rights, California consumers have the right to:

Request that a business that collects a consumer's personal data disclose the categories and specific

pieces of personal data that a business has collected about consumers.

Request that a business delete any personal data about the consumer that a business has collected.

Request that a business that sells a consumer's personal data, not sell the consumer's personal data.

If you make a request, we have one month to respond to you. If you would like to exercise any of these

rights, please contact us.

GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled

to the following:

The right to access – You have the right to request copies of your personal data. We may charge you a

small fee for this service.

The right to rectification – You have the right to request that we correct any information you believe is

inaccurate. You also have the right to request that we complete the information you believe is

incomplete.

The right to erasure – You have the right to request that we erase your personal data, under certain

conditions.

The right to restrict processing – You have the right to request that we restrict the processing of your

personal data, under certain conditions.

The right to object to processing – You have the right to object to our processing of your personal data,

under certain conditions.

The right to data portability – You have the right to request that we transfer the data that we have

collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these

rights, please contact us.

Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage

parents and guardians to observe, participate in, and/or monitor and guide their online activity.

www.thegracefulpenny.com does not knowingly collect any Personal Identifiable Information from

children under the age of 13. If you think that your child provided this kind of information on our website,

we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove

such information from our records.