Terms and Conditions

Welcome to www.thegracefulpenny.com!

These terms and conditions outline the rules and regulations for the use of The Graceful Penny LLC's

Website, located at www.thegracefulpenny.com.

By accessing this website we assume you accept these terms and conditions. Do not continue to use

www.thegracefulpenny.com if you do not agree to take all of the terms and conditions stated on this

page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer

Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and

compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us",

refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer

to the offer, acceptance and consideration of payment necessary to undertake the process of our

assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s

needs in respect of provision of the Company’s stated services, in accordance with and subject to,

prevailing law of Netherlands. Any use of the above terminology or other words in the singular, plural,

capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies

We employ the use of cookies. By accessing www.thegracefulpenny.com, you agreed to use cookies in

agreement with the The Graceful Penny LLC's Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used

by our website to enable the functionality of certain areas to make it easier for people visiting our

website.

License

Unless otherwise stated, The Graceful Penny LLC and/or its licensors own the intellectual property rights

for all material on www.thegracefulpenny.com. All intellectual property rights are reserved. You may

access this from www.thegracefulpenny.com for your own personal use subjected to restrictions set in

these terms and conditions.

You must not:

Republish material from www.thegracefulpenny.com

Sell, rent or sub-license material from www.thegracefulpenny.com

Reproduce, duplicate or copy material from www.thegracefulpenny.com

Redistribute content from www.thegracefulpenny.com

This Agreement shall begin on the date hereof. Our Terms and Conditions were created with the help of

the Free Terms and Conditions Generator.

Parts of this website offer an opportunity for users to post and exchange opinions and information in

certain areas of the website. The Graceful Penny LLC does not filter, edit, publish or review Comments

prior to their presence on the website. Comments do not reflect the views and opinions of The Graceful

Penny LLC,its agents and/or affiliates. Comments reflect the views and opinions of the person who post

their views and opinions. To the extent permitted by applicable laws, The Graceful Penny LLC shall not

be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result

of any use of and/or posting of and/or appearance of the Comments on this website.

The Graceful Penny LLC reserves the right to monitor all Comments and to remove any Comments

which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

You are entitled to post the Comments on our website and have all necessary licenses and consents to

do so;

The Comments do not invade any intellectual property right, including without limitation copyright, patent

or trademark of any third party;

The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful

material which is an invasion of privacy

The Comments will not be used to solicit or promote business or custom or present commercial activities

or unlawful activity.

You hereby grant The Graceful Penny LLC a non-exclusive license to use, reproduce, edit and authorize

others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

Government agencies;

Search engines;

News organizations;

Online directory distributors may link to our Website in the same manner as they hyperlink to the

Websites of other listed businesses; and

System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls,

and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long

as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or

approval of the linking party and its products and/or services; and (c) fits within the context of the linking

party’s site.

We may consider and approve other link requests from the following types of organizations:

commonly-known consumer and/or business information sources;

dot.com community sites;

associations or other groups representing charities;

online directory distributors;

internet portals;

accounting, law and consulting firms; and

educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us

look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any

negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the

absence of The Graceful Penny LLC; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b)

does not falsely imply sponsorship, endorsement or approval of the linking party and its products or

services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our

website, you must inform us by sending an e-mail to The Graceful Penny LLC. Please include your

name, your organization name, contact information as well as the URL of your site, a list of any URLs

from which you intend to link to our Website, and a list of the URLs on our site to which you would like to

link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

By use of our corporate name; or

By use of the uniform resource locator being linked to; or

By use of any other description of our Website being linked to that makes sense within the context and

format of content on the linking party’s site.

No use of The Graceful Penny LLC's logo or other artwork will be allowed for linking absent a trademark

license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that

alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and

defend us against all claims that is rising on your Website. No link(s) should appear on any Website that

may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates

the infringement or other violation of, any third party rights.

Your Privacy

Please read Privacy Policy

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You

approve to immediately remove all links to our Website upon request. We also reserve the right to amen

these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you

agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us

any moment. We will consider requests to remove links but we are not obligated to or so or to respond to

you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or

accuracy; nor do we promise to ensure that the website remains available or that the material on the

website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and

conditions relating to our website and the use of this website. Nothing in this disclaimer will:

limit or exclude our or your liability for death or personal injury;

limit or exclude our or your liability for fraud or fraudulent misrepresentation;

limit any of our or your liabilities in any way that is not permitted under applicable law; or

exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are

subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including

liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided, we will not be

liable for any loss or damage of any nature.